Most Requested Family Office Services

	Trust Only	Trust Plus Phase 4 Retainer	Basic Concierge	Advanced Concierge	Comprehensive Concierge
Let us customize a proposal for you! We will help you fi nd a combination of 200+ services that you most need and give you a highly competitive price.
Trust Services
Create and organize estate planning documents	✔	✔	✔	✔	✔
Update estate planning documents because of changing circumstances	$150/hour	Included	✔	✔	✔
Update Schedule A each year to list current assets		✔	✔	✔	✔
Update Schedule B each year to list insurance policies		✔	✔	✔	✔
Provide telephone and personal conferences related to the above services	90 days	✔	✔	✔	✔
Document services with faxes, copies, letters at no extra charge	90 days	✔	✔	✔	✔
Review estate planning file based on a completed checklist		✔	✔	✔	✔
Transfer Assets to Trust
Update balance sheet to show which trusts own each asset					✔
Prepare conveyance of California real estate into or out of trusts	3 properties	5 properties	5 properties	5 properties	✔
Prepare conveyance of non-California real estate into or out of trusts	$365/each	$200/each	$200/each	$200/each	$200/each
Transfer promissory notes and deeds of trust	60 days	✔	✔	✔	✔
Transfer securities	3 accounts	5 accounts	✔	✔	✔
Transfer life insurance	3 policies	5 policies	✔	✔	✔
Assist in transferring bank accounts	3 accounts	5 accounts	✔	✔	✔
Transfer closely held business entities	$500/each	$500/each	$300/each	$275/each	$250/each
Analysis
Create secure and personalized site for adviser team access			✔	✔	✔
Generate client presentations "as of" any date			✔	✔	✔
Maintain secure and personalized site for client access			✔	✔	✔
Manage and share client documents and presentations securely			✔	✔	✔
Alert automatically by email when portfolios exceed asset allocation tolerances				✔	✔
Provide a rebalancing tool that allows dynamic reallocation of assets				✔	✔
Integrate with Morningstar principia or advisor workstation for further analysis					✔
Prepare client invoices using highly-flexible billing system					✔
Store security prices and performance records for historical reporting					✔
View gain/loss amount for each position with detailed open tax lots					✔
Asset Allocation
Create firm-specific risk profile questionnaire to identify appropriate investment policy			✔	✔	✔
Define current asset class weightings and associate to a specific benchmark				✔	✔
Assign an asset class to a third-party manager for ease of reporting and management					✔
Create unlimited asset allocation models by asset or asset class percentages					✔
Create unlimited firm specific asset classes					✔
Designate firm-specific, Morningstar, or Dow Jones asset classification					✔
Support unlimited firm-specific, Morningstar, or Dow Jones indexes models					✔
Compliance
Create client holdings reports			✔	✔	✔
Create trade blotters (based on relationship to firm)			✔	✔	✔
Create management fees based on trading discretion				✔	✔
Identify assets by managed, unmanaged limited, full				✔	✔
Classify accounts/assets by trading discretion					✔
Comprehensive Planning
Calculate multi-year net worth, cash flow, and tax projections					✔
Create goal-based and cash flow-based planning scenarios					✔
Education Planning
Calculate "kiddie tax" for dependents filing tax returns				✔	✔
Assign assets to education goals			✔	✔	✔
Handle custodian accounts and contributions to those accounts			✔	✔	✔
Illustrate additional contributions to education plans			✔	✔	✔
Plan college funding goals for children, grandchildren or planned children			✔	✔	✔
Provide Monte Carlo simulations of actual versus proposed education model			✔	✔	✔
Run analysis for multiple education programs			✔	✔	✔
Estate Planning
Calculate federal estate and state death taxes			✔	✔	✔
Generate flow charts to illustrate net proceeds to heirs, charit			✔	✔	✔
Model estate tax options, with post 2010 rate			✔	✔	✔
Illustrate various trust scenarios (CST, ILIT, CRT, etc)				✔	✔
Create "at death" financial statements, based on previous "as of " date				✔	✔
Handle lifetime or testamentary gifting (50, 30, 20%)				✔	✔
Track previous gifts and future growth on gifts				✔	✔
Calculate or override probate and administration fees					✔
Handle complex ownership structures (FLP, RLT, LLC, etc)					✔
Illustrate various trust scenarios (CST, ILIT, CRT, etc)					✔
Show impact of retirement an education plans on projected net worth, cash flow, & tax reports					✔
Use minority interest and marketability rates for discounting values					✔
Lifetime (Future) Planning
Create unlimited periodic and lump sum savings strategies			✔	✔	✔
Update plans with current financial information			✔	✔	✔
Compare alternative strategies in side-by-side comparison presentations				✔	✔
Cover cash flow dificits with automatic redemptions				✔	✔
Create future cash flow events				✔	✔
Create transfer/gifting strategies from/to account				✔	✔
Maximize qualified employee/employer contributions				✔	✔
Provide basic tax planning for business professionals				✔	✔
Provide pricing for stocks, bonds, funds, annuities, etc				✔	✔
Portfolio Management
Alert automatically by email when portfolios exceed asset allocation tolerances			✔	✔	✔
Calculate TWR before and after management fees				✔	✔
Calculate TWR for individual and multiple portfolios				✔	✔
Calculate TWR for single asset or asset class				✔	✔
Calculate TWR pre/post taxes (federal and state)				✔	✔
Capture end-of-day cash flows				✔	✔
Change bond coupon on regular/arbitrary dates				✔	✔
Compare performance vs. Common indexes				✔	✔
Compare performance vs. Custom blended indexes				✔	✔
Display individual security performance IRR				✔	✔
Employ linked internal rate of returns (IRR)				✔	✔
Handle all types of bond transactions				✔	✔
Handle all types of mortgage-backed securities				✔	✔
Track accrued interest across rate/date changes				✔	✔
Track interest rate changes for indexed securities				✔	✔
Track securities, partnerships, real estate assets				✔	✔
Value portfolios to handle all portfolio cash flows				✔	✔
Value portfolios to show all portfolio cash flow details				✔	✔

	Trust only	Trust plus TMA	Basic Concierge	Advanced Concierge	Comprehensive Concierge
Retirement Planning
Control timing of social security benefits			✔	✔	✔
Deplete or preserve retirement capital			✔	✔	✔
Provide Monte Carlo simulations of actual versus proposed retirement model			✔	✔	✔
Calculate required minimum distributions (RMD)				✔	✔
Control liability payoff for any time period				✔	✔
Adjust defined benefit plans for inflation before or after receipt of benefits				✔	✔
Assign assets to retirement goals				✔	✔
Change growth rates from year to year				✔	✔
Create multiple income goals for different periods				✔	✔
Create periodic investments or withdrawals with tax consequences				✔	✔
Enter all types of contribution plans with employee amount and employer match				✔	✔
Enter other government benefit plans (civil service, railroad retirement, etc)				✔	✔
Enter survivor benefits before or after receipt of benefits				✔	✔
Handle deferred compensation plans showing retirement cash flow				✔	✔
Handle deferred compensation plans with appropriate tax treatment				✔	✔
Override inflation, growth and discount rates, etc				✔	✔
Project from cash flow and/or capital needs				✔	✔
Prorate employee contributions across specific or generic assets				✔	✔
Select priority/sequence for asset depletion				✔	✔
Set asset growth rates for firm, by asset or class				✔	✔
Specify exact employee contributions into specific assets or asset classes				✔	✔
Test employee contributions for deductibility and "catch-up" contributions				✔	✔
Risk Protection - Insurance
Allow withdrawals in cash surrender values and policy loans				✔	✔
Control investment of policy proceeds				✔	✔
Define insurance start, index, benefit period, and waiting period				✔	✔
Ensure goals and expenses are adequately covered				✔	✔
Handle all types of insurance				✔	✔
Support changes in premiums and death benefits				✔	✔
Summary Highlights
Calculate daily time weighted returns (TWR) and internal rate of returns (IRR)				✔	✔
Capture trade-date transaction accounting by tax lot				✔	✔
Handle all types of products including partnerships and real estate				✔	✔
Integrate portfolio with planning and practice seamlessly				✔	✔
Produce accurate after tax time-weighted returns for both federal and state tax				✔	✔
Produce composite portfolio reports for any period for any group of portfolios				✔	✔
Report TWR/IRR by asset/asset class/investment/account/portfolio				✔	✔
Aggregate account positions from unmanaged sources					✔
Maintain accrual accounting for dividends/interests					✔
Price securities daily for accurate reporting and calculations					✔
Taxes and Cash Flow
Generate Monte Carlo comparisons for each financial goal			✔	✔	✔
Handle federal and state tax calculations			✔	✔	✔
Report TWR/IRR by asset/asset class/investment/account/portfolio				✔	✔
Maintain tax basis for realized gain/loss reporting					✔
Assign cash flow items to household members and accounts/assets					✔
Attach cash flow items to accounts/assets for systematic purchases/withdrawals					✔
Capture business-use assets for schedule c tax reporting					✔
Create alternative cash flow items for future projections					✔
Create current and future cash flow projections					✔
Generate basic or detailed tax presentations					✔
Handle any cash distribution with complete tax implications					✔
Handle options (ISO/NSO) while maintaining amt tax consequences					✔
Produce accurate after tax asset class IRRs for both federal and state tax					✔
Provide flexible tax reporting (1040 format, schedule a-e details)					✔
Set specific begin and end dates for cash flow items					✔
Wealth Counseling/Blueprinting
Provide web-based project management reports			✔	✔	✔
Redirect all tax savings to family or charity			✔	✔	✔
Develop a zero-tax plan				✔	✔
Illustrate how proposed and implement results improve on original numbers				✔	✔
Summarize all planning strategies on an easy-to-update flow chart				✔	✔
Perform "what if" calculations to find optimal income tax tools					✔
Automatically track payments to and from each account and entity					✔
Illustrate lifetime cash flows and taxes for each tool and for the whole plan					✔
Provide detailed text, numbers, and flowcharts for each planning tool					✔
Update plan automatically using a web-based interface					✔
Conduct family meetings to unite family members around a shared vision					✔
Standard Pricing - Subject to modification prior to engagement	Included	$250 - 400/year	$2,000 - $12,000/year	$4,000 - $18,000/year	$4,000 - $24,000/year

The Twelve Most Requested Family Office Services
Counselors	1. Clarification of Vision and Mission, Decision-making Processes, Ranked Priorities/Principles, Provisions for Heirs, and Plans to Prepare Successors/Heirs
Analysts	2. Documentation and Reporting
Planners	3. Transfer of Control/Mgt/Ownership/Cash Flow 4. Comprehensive Cash Flow/Inheritance Planning
Adviser Coordinators	5. Coordination of Trust Maintenance 6. Coordination of Philanthropic Projects
Binders/Publishers	7. Comprehensive Illustrations and "Blueprints"
Licensed Implementers	8. Portfolio Management (RIA) 9. Tax and Compliance Work (CPA) 10. Legal Document Execution (JD) 11. Risk Management (Insurance Professional)
Evaluators/Educators	12. Family Meetings and Education