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We quantify the costs and benefits of planning before you engage us for Design or Implementation. We summarize the expected value on a grid, as is pictured here and explained on the bottom part of this page.


Source: The process for generating the numbers on the above grid is explained in the book at www.ZeroTaxCounsel.info.

      Value Proposition Letter


At the culmination of Phase 1, Family Office Services prepares a Value Proposition Letter that quantifies the benefits of planning before you engage us, and determines your cost of moving forward in the planning process.

Drawing upon our experience in developing hundreds of plans for wealthy individuals, we are able to show you specifically how proper planning will lower your estate and income taxes, increase transfers to your heirs, improve lifetime income, enhance your charitable giving potential, and achieve other goals. You will see how tax savings typically exceed our fees by a factor of 200 to 1. The Value Proposition Letter:

Summarizes results of current plan
Estimates potential benefits of planning
Recommends a course of action
Estimates fees

  The Family Office RIA works with affiliated tax lawyers and tax-wise planners to help clients generate tax benefits that are often 100X greater than the costs of planning. For example, with charitable planning, business planning, and estate planning, it is usually easy to show how tax savings are 100 times greater than costs. With income tax planning, benefits are typically 20X the costs. Insurance planning often produces benefits 10X greater than the costs. With investment tax alpha planning, it is often easy to show how we can generate 3% extra after-tax returns per year by adding 30 basis points to the costs; e.g., how we provide at least a 10X Value Proposition. These value propositions for the above planning concepts are summarized at the following links:

Note: Tax planning concepts referenced above may rely on the integration of well-established non-charitable tools (such as insurance, LLCs, low-interest notes, and irrevocable trusts) with common charitable tools (such as gift annuities, charitable remainder trusts, charitable lead trusts, private foundations, pooled income funds, etc.) to help clients reduce taxes while increasing potential benefits for family and favorite charities. Most clients can zero-out estate, gift and GST taxes through the appropriate leveraging of standard estate and gift tax exemptions. Other charitable and business income tax strategies can be used to zero-out taxes on capital gains income and/or the portion of their income not needed for lifestyle expenses. It is not difficult to zero-out taxes simply by giving wealth to charity. Amazing opportunities arise, however, when the tax benefits of statutory charitable tools are combined with the tax benefits of non-charitable instruments described in the Internal Revenue Code. Family Office Law LLP ("FOL") attorneys and their affiliates do not recommend strategies that lack substantial legal authority.

U.S. Treasury Circular 230 requires that this firm advise you that any tax advice provided was not intended or written to be used, and cannot be used by you, for the purpose of avoiding penalties that the IRS could impose upon you.